• What Makes My Earthquake Insurance So Expensive – What Can I Do To Change That?

    What Makes My Earthquake Insurance So Expensive – What Can I Do To Change That?

    Expert advice on how CA condo associations can purchase earthquake insurance at the lowest price possible to save money for their cash strapped Hoas.

  • Admitted Vs Non-Admitted Carriers- Does It Really Make A Difference?

    Admitted Vs Non-Admitted Carriers- Does It Really Make A Difference?

    Admitted vs Non Admitted Earthquake carriers. Examination of CIGA, surplus lines & admitted paper – What does mean for you the consumer?
    For many earthquake insurance consumers in California, having to make a choice between a “non-admitted” and an “admitted” insurance company can be quite confusing. This is due to the fact that most agents are salesman first; doing next to nothing to help you sort out fact from fiction so that you can pick the right policy.

  • CC&Rs and Your Association’s Earthquake Insurance

    CC&Rs and Your Association’s Earthquake Insurance

    The amount of coverage your HOA needs is outlined in the CC&Rs stating if Full coverage of Unit Interiors, Original Building Standard or Bare Walls coverage is required

  • CA Insurance Commisioner Urges Californians to Get Insured for the Next Earthquake

    CA Insurance Commisioner Urges Californians to Get Insured for the Next Earthquake

    CA Insurance Commissioner Poizner Urges All Californians to Evaluate Need for Earthquake Insurance News: 2010 Press Release For Release: April 5, 2010 Nearly 90 percent of homeowners and renters do not have earthquake insurance After the magnitude 7.2 earthquake in Mexico’s Baja California Peninsula destroyed homes and buildings yesterday, millions of Californians are wondering if […]

  • What happens if an earthquake strikes my condo?

    What happens if an earthquake strikes my condo?

    The amount of earthquake peril risk an association or unit owner is exposed to is based upon several factors including: insurance carrier, coverage exclusions, liability limits, deductible clause, endorsements etc.